![]() The Milestone Mastercard® is ideal for short-term borrowing after bankruptcy because of that fee-free cash advance offer. This card includes Mastercard ID Theft Protection to protect your money in the event of identity theft. Unlike the Indigo card, the credit limit can start as high as $700 and applicants will pay an annual fee, which is $175 the first year $49 thereafter.īecause this is an unsecured credit card, it doesn’t require a security deposit, but this also means you might not be able to borrow as much each month as you would like to because your limit is determined by your credit instead of how much money you put down. This card does have a $5 or 5% cash advance fee and a 1% foreign transaction fee. The Milestone Mastercard® is another unsecured card that charges an annual fee determined by your credit profile, and this isn’t the only thing that makes it similar to the Indigo® Mastercard® Credit Card in many ways. Annual fee of $175 the first year $49 thereafter.Best for cash advances: Milestone Mastercard® ![]() But if you can’t qualify or only get approved for a high annual fee, try another option. Just watch out for $40 late, over-limit, and returned payment fees.įor the possibility of no annual fee and not having to make a security deposit, the Indigo® Mastercard® Credit Card is worth trying for. We appreciate that this card allows cash advances, free for the first year, and only charges a 1% foreign transaction fee. For example, you might be pre-approved for the OpenSky® Secured Visa® Credit Card instead. If you don’t pre-qualify, you might see offers for other cards at this stage. The credit limit for this card starts at $300. Depending on your credit profile, your annual fee could be between $0 and $99 a year. ![]() By doing this, you’re checking to see not only if you’re eligible to open an account but also what annual fee and interest rate you might pay. You can submit a pre-qualification application with no effect on your credit in about a minute. If you want to get this card, the first thing you should do is check to see if you pre-qualify. The Indigo® Mastercard® Credit Card is a no-frills unsecured card you can qualify for after bankruptcy, and you may be able to qualify to have the annual fee waived.
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